A novated lease is salary packaged through your employer and can cover all your car’s regular running costs, eg fuel, insurance, registration, and maintenance. To obtain an "indicative" understanding of the costs and savings, enter your information into our calculator.

A Commercial Hire Purchase is generally used by a company or an individual for financing a car or cars for business purposes. You can start by using the "choose your car" feature or if you already know the car price inclusive of GST, type it into the "vehicle cost" field. Our calculator provides an "indicative" cost that covers all your car’s running costs, eg finance, fuel, insurance and maintenance. Car registration cost is not included for this product.

The word "chattel" is defined as "a moveable article of property". When using a Chattel Mortgage, a business takes ownership of the car straight away without having to tie up capital in the purchase. The business can also claim tax eligible benefits on the car, however the car must be used for business more than 50% of the time. You can start by using the "choose your car" feature or if you already know the car price inclusive of GST, type it into the "vehicle cost" field. Our calculator provides an "indicative" cost that covers all your car’s running costs, eg finance, fuel, insurance and maintenance. Car registration cost is not included for this product.