novated lease | salary packaging | salary sacrifice

products and services

We understand the value of simplicity and administrative efficiency. For this reason, all of our salary packaging and fleet management products are delivered via a superior and secure single interface.

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The nlc product range has been developed by listening to our customers, lobbying for legislative change and introducing new features to enable our clients to manage the products with greater ease and efficiency.

Our suite of novated leasing and fleet management products and services include:

Tied to Payroll

Tied to Payroll is a unique way of interfacing with your payroll. Salary deductions are automatically pushed to nlc, negating the need for monthly invoicing and ensuring all reconciliations and employee account balances are administered by nlc.

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Active FBT Management

Active FBT Management works hand in hand with our Tied to Payroll service. With this service, your FBT management is completely outsourced to us, significantly reducing your administration workload, as well as the cost and inconvenience often associated with this aspect of novated leasing.

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nlc platinum card - Repair Authorisation


The nlc platinum card provides your employees with a major benefit - access to better than retail pricing when servicing or repairing their vehicle.

Your employees will also benefit by using this card to purchase their fuel and other vehicle liquids.

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Car Buying Service

nlc facilitates the speedy and competitive purchase of cars though its extensive accredited national dealer network.

However, employees are free to purchase a car through their nominated local dealer, friend, importing yard or private sale should they wish to do so.

They can even lease back a vehicle they currently own.

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Personalised Service

Our experienced vehicle salary packaging consultants will provide your employees with professional and personal service, educating them on the features, benefits and tax implications of a novated lease.

And each time an employee calls nlc, when setting up a lease, they will speak with the same consultant.

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5 Day Account Termination and Reconciliation System

Within five working days of notifying nlc that an employee is leaving, you can expect to receive a fully reconciled account balance, including FBT.

The account termination and reconciliation report will include either a refund (if the employee's account is positive) or an invoice (if their account is negative).

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No Interest or Fees on Negative Balance Accounts

We allow employee accounts to move into a negative balance without incurring any fees or interest.

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Comprehensive Motor Vehicle Insurance

We guarantee your employee's vehicle will be insured throughout the life of the lease, when insured with nlc insurance (subject to driver's license status).

nlc insurance is an industry leading, comprehensive motor vehicle insurance product, specially designed to compliment the salary packaging experience.

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Redundancy Insurance

nlc lease guarantee

Our lease guarantee product offers employees a "vehicle hand back" option that provides them with support in the event that they become involuntarily unemployed.

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Easy Migration of Third Party Leases

nlc minimises disruption to your business by ensuring the smooth transition of your existing novated fleet.

We liaise with your existing novated lease providers, managing the payment of their invoices on your behalf, creating a single interface through which all your novated vehicles are administered.

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Unlimited Choice of Vehicles

Subject to your policy, nlc can accommodate a range of vehicle purchasing options, utilising an extensive accredited dealer network across Australia to be able to buy vehicles at discounted prices.

All relevant corporate discounts, rebates and subsidies are passed on to your employees.

We are also flexible regarding the type of vehicle or age of vehicle your employee can novate, and will fund any vehicle with a market value of over $10,000 regardless of age, make, model or vendor ensuring your employees are given greater flexibility and choice.

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Carbon Emissions Program

carbonreverse

Did you know the average Australian vehicle emits approximately 4.5 tonnes of carbon dioxide per year?

We have developed a program called carbonreverse to reduce the impact of cars on the environment.

Under carbonreverse we purchase verified carbon offset credits. The credits are registered, verified and extinguished to avoid double counting.

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Communication Channels

We have developed a broad range of communication channels (face to face, online, email and phone) to help educate and support both you and your employees on the features, benefits and suitability of our novated lease products.

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Shaping Novated Leases

Since 1990, we have led the market in the development and delivery of novated leases and salary packaging products.

We anticipate changes in the taxation landscape, and encourage the development of better legislation that suits market demands, ensuring any amendments required to our novated product are delivered in time for you to understand what you need to do to change your policy and processes.

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Operating Lease

We can also assist in the financing and management of your tool-of-trade vehicles, via our fully maintained operating lease product.

An operating lease gives you the benefit of fully tax deductible lease payments with no residual value liability. This can be a very economical way to lease vehicles, and eliminates the risk associated with used car values.

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Salary Packaging of Other Items

We also provide a fully integrated online salary packaging solution for items other than motor vehicles, such as:

  >   additional contributions to complying superannuation funds
  >   laptops (predominately used for business purposes)
  >   e-organisers and brief cases
  >   in-house child care
  >   airline / lounge memberships, eg. Qantas Club
  >   professional memberships/subscriptions
  >   education (self and professional)

novated lease | salary packaging | salary sacrifice