products and services

We understand the value of simplicity and administrative efficiency. For this reason, all of our salary packaging and fleet management products are delivered via a superior and secure single interface.

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The nlc product range has been developed by listening to our customers, lobbying for legislative change and introducing new features to enable our clients to manage the products with greater ease and efficiency.

Our suite of novated leasing and fleet management products and services include:

Tied to Payroll

Tied to Payroll is a unique way of interfacing with your payroll. Salary deductions are automatically pushed to nlc, negating the need for monthly invoicing and ensuring all reconciliations and employee account balances are administered by nlc.

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Active FBT Management

Active FBT Management works hand in hand with our Tied to Payroll service. With this service, your FBT management is completely outsourced to us, significantly reducing your administration workload, as well as the cost and inconvenience often associated with this aspect of novated leasing.

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nlc platinum card - Repair Authorisation


The nlc platinum card provides your employees with a major benefit - access to better than retail pricing when servicing or repairing their vehicle.

Your employees will also benefit by using this card to purchase their fuel and other vehicle liquids.

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Car Buying Service

nlc facilitates the speedy and competitive purchase of cars through its extensive accredited national dealer network.

However, employees are free to purchase a car through their nominated local dealer, friend, importing yard or private sale should they wish to do so.

They can even lease back a vehicle they currently own.

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Personalised Service

Our experienced vehicle salary packaging consultants will provide your employees with professional and personal service, educating them on the features, benefits and tax implications of a novated lease.

And each time an employee calls nlc, when setting up a lease, they will speak with the same consultant.

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5 Day Account Termination and Reconciliation System

Within five working days of notifying nlc that an employee is leaving, you can expect to receive a fully reconciled account balance, including FBT.

The account termination and reconciliation report will include either a refund (if the employee's account is positive) or an invoice (if their account is negative).

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No Interest or Fees on Negative Balance Accounts

We allow employee accounts to move into a negative balance without incurring any fees or interest.

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Comprehensive Motor Vehicle Insurance

We guarantee your employee's vehicle will be insured throughout the life of the lease, when insured with nlc insurance (subject to driver's license status).

nlc insurance is an industry leading, comprehensive motor vehicle insurance product, specially designed to compliment the salary packaging experience.

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Redundancy Insurance

nlc lease guarantee

Our lease guarantee product offers employees a "vehicle hand back" option that provides them with support in the event that they become involuntarily unemployed.

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Easy Migration of Third Party Leases

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Unlimited Choice of Vehicles

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Carbon Emissions Program

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Communication Channels

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Shaping Novated Leases

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Operating Lease

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Salary Packaging of Other Items