Scratch & Dent Insurance

nlc Scratch & Dent Insurance extends your vehicle's cover for those minor scratches, chips and dents that fall within your motor insurance excess.

Key features and benefits:

  • Covers small scratches, chips and dents
  • Up to $600 on any one claim and up to $4,000 over the policy period
  • No annual renewals, typically covers you for the life of your lease
  • Protects your vehicle's resale value
  • Provides you with choice of repairer (subject to approval), or access to our network of preferred suppliers
  • Paperless claim service

How it works:
The policy is paid through your nlc novated lease with pre-tax dollars, either as a single payment from your current credit balance or a regular monthly payment to spread the cost across your remaining lease period.

  • A pro-rata refund is available if you trade your vehicle to a dealership or cancel before the policy end date.
  • The policy will NOT cover any damage as a result of wear and tear, rust, structural damage, mechanical, electronic or electrical failure.
  • Before a claim for reinstatement or repair can be processed it MUST first be authorised by the Claims Administrator.

Product Disclosure Statement (PDS).

We offer great savings when you bundle this up with our Tyre & Rim and Extended Warranty products. Conditions apply. Complete the form below or call 1800 643 044 to find out more.

Collection Statement: We use your personal information to contact you in relation to your enquiry and will be unable to do so without the information requested. We will not disclose this information to anyone else, including any person overseas. Our Privacy policy sets out how to access and seek correction of personal information, how to make a complaint and details our complaints handling process.

These are only brief explanations of policy coverage. We strongly advise you speak with our insurance consultant for any clarification and familiarise yourself with the policy document(s) including all terms and conditions and inclusions/exclusions prior to purchasing the insurance(s).

General Advice Warning
- Our insurance products are offered to you under a General Advice service. This means that whilst we may generally recommend the products we distribute, we do not consider whether the product is appropriate for your own personal objectives or financial situation in making the recommendation. You need to consider the appropriateness of any information or general advice we give you, having regard to your personal situation, before acting on our advice or purchasing any product.

nlc pty ltd is an Authorised Representative Number 302594 of nlc insurance pty ltd. Australian Financial Services Licence Number 319038. nlc Scratch & Dent insurance is underwritten by Hollard Insurance Ltd in conjunction with Vehicle Insurance Underwriters Pty Ltd. The policy is administered on behalf of Hollard by AI Insurance Pty Ltd. For full details of the terms, conditions and definitions please click here to view the Hollard Product Disclosure Statement (PDS)